Installments payment

One of the forms of payment available in our shop are online PayU installments. They are an ideal solution for people who want to buy quickly and conveniently:

  • without leaving home,
  • without signing documents,
  • without transferring the contract to the courier,
  • without visits to the bank,

All formalities take just a few minutes!

PayU installments are designed for people who prefer to spread the payment over time and would prefer to avoid spending a large amount of money at once. The loan agreement is concluded with Alior Bank S.A. PayU S.A. provides a transactional mechanism, which enables the submission of a loan application.

Detailed information on purchases in the PayU installment system can be found by clicking on the links below:

 

  1. Select the product(s) you are interested in and add them to your shopping cart. PayU installments are available for items with a total value of 300 zł.
  2. .

  3. Place an order by selecting PayU as the payment method.
  4. Enter your e-mail address and fill in your shipping details.
  5. Log in to your PayU account. If you are not registered, click the Pay without logging in button. Confirm the payment.
  6. Go to fill in the loan application form:
      “.
  7. .

  8. In case of positive verification, the page will display the information form and the terms and conditions of the loan agreement. Download the files and confirm them.
  9. .

    account.

The loan process in PayU installments takes place entirely online. There is no need to sign a paper contract or provide proof of income from the place of employment.

Basic information:
<ul>
<li>PayU accounts are available for both logged in and not logged in users.
<PayU installments enable the purchase of various products with a total value from 300 to 20,000 PLN.</li>.
<li>The borrower determines the number of installments (from 3 to 36), however, it is the bank that decides on the number of installments into which the purchase will be spread.</li>The bank decides on the number of installments into which the purchase will be spread.
The buyer has an impact on the interest rate – from 13% to 16%, depending on the chosen option of installment payments (without or with insurance).</li> The buyer has an impact on the interest rate – from 13% to 16%, depending on the chosen option of installment payments (without or with insurance).</li> The buyer has an impact on the amount of the interest rate.
<li>PayU Installments is a completely online purchasing process – without signing documents, without giving the contract to the courier, without visits to the bank. The applicant for a loan installment only fills in the online application form, so you don’t need proof of employment from the workplace. There are two ways to verify your creditworthiness:
<ul>
<Users shopping on installments submit only a statement of their income in the online loan application.
</ul>
</li>
<PayU installment payments are excluded:
<ul>
<li>payment on delivery</li>
<Purchases whose total amount of payment does not fall within the range of 300 PLN – 20000 PLN/li>.
</ul>
</li>
</ul>

PayU installments are 100% online. You add a product or products to your shopping cart and select PayU installments as your payment method. The next step is to fill in an online loan application and complete the data (personal, contact details and income data). On the basis of verification in the Credit Information Bureau, the loan partner will decide whether to grant the loan or not. Such a decision, during BIK business hours, will appear in the browser window after a few minutes and will be sent by e-mail.

The entire installment process takes place online:

  • without signing documents,
  • without transferring the contract to the courier,
  • without visits to the bank.

A person using PayU installments approves the terms and conditions of the agreement (at the same time collecting the agreement from the party), and then, in order to verify it, sends PLN 1 to the given account (the amount will be returned). In order to activate the installment loan, it takes only a few minutes.